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VET FEE-HELP - Study Now Pay Later


VET FEE-HELP is a student loan scheme for the Vocational Education and Training (VET) sector that is part of the Higher Education Loan Program or HELP. It is administered through education providers on behalf of the Australian Government.

VET FEE-HELP assists eligible students undertaking certain VET courses of study at Diploma, Advanced Diploma, Graduate Certificate and Graduate Diploma level with an approved VET provider, to provide upfront payment for all or part of their tuition costs.

Are you eligible?

To access VET FEE-HELP assistance you must be an eligible student. To be eligible for VET FEE HELP an eligible student is either:

a) an Australian Citizen;

b) a New Zealand citizen holding a SCV (Special Category Visa) providing they meet the long-term residency requirements of having;

  • first entered Australia as a dependent child aged under 18 years of age, OR;
  • have been ordinarily present in Australia for the previous 10 years (that is, you have been physically present in Australia for at least 8 out of the last 10 years) and 18 months out of the last two years at the time of application of the loan; and 
  • otherwise eligible for the loan, or

c) a permanent humanitarian visa holder who will be resident in Australia for the duration of the unit(s) of study

d) are a full fee-paying/fee for service student, or a subsidised student in a state or territory that has implemented subsidised VET FEE HELP arrangements (students must contact approved provider for further information)

(e) are enrolled in an eligible course through an approved provider, and

(f) have read the VET FEE HELP information for 2016 booklet before they complete and submit the Request for VET FEE HELP loan form (the hard copy form or electronic VET FEE HELP application) by the census date.

Applying for VET FEE HELP

VET FEE-HELP loans can only be accessed through approved VET providers.  If you are eligible for VET FEE-HELP assistance, CoursesNow is not an approved VET FEE-HELP provider in our own right.

Eligible students must read the Information booklet before completing and signing either the hard copy or electronic form and returning it to the appropriate officer of their VET provider on or before the census date (or the earlier date set by your VET provider).

VET FEE HELP Information Booklet

You can view and download the VET FEE HELP Information Booklet in .pdf format by clicking here, or visit the Study Assist website for more information.

Census Date

Providers set their own census dates within rules set by the Australian Government. This date may differ between individual units and providers. Census dates will be distributed throughout an enrolled students course to ensure that students don't incur a debt for the whole course on one Census Date.

Providers are required by law to provide students with their Census Dates. If students are unsure of their Census Dates they must contact their provider immediately to confirm the Census Date for each unit they enrol into and the exact deadline of the Census Date (i.e close of business etc).

Providers must send students an invoice before each Census Date, to ensure they have all the information needed to make appropriate study and payment decisions.

The Census Date is the last day students can;

  • submit their form to access a VET FEE HELP loan, or

  • withdraw their enrolment without without incurring the cost or debt for that unit.

Administrative Date

In addition to the Census Date, some providers also set an Administrative Date for students to complete certain requirements before the Census Date. For example, some providers may want students to submit their application form or withdraw their enrolment by the Administrative Date so that they have time to finalise student enrolments.

Note: Providers can no longer charge students a fine, penalty or fee to withdraw their studies before Census Date.

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